Meet Hardeep

Mortgage & Solar Consulting

With years of experience and a commitment to providing exceptional service, Hardeep is your go-to expert for all your mortgage and solar needs.

About Hardeep

As a passionate mortgage specialist and solar consultant, Hardeep Rai has made a name for himself in Sacramento, CA, by helping clients achieve homeownership dreams and embrace sustainability. His personalized, strategic solutions cater to each client’s unique needs, whether they’re first-time homebuyers, experienced investors, or considering refinancing.

At Xome Home Loans, Hardeep’s commitment to excellent service and innovation makes him invaluable to both the company and his clients. His expertise in various loan programs ensures the best mortgage solutions for every situation.

As a solar consultant, Hardeep’s dedication to sustainability enables clients to make eco-friendly choices that are both environmentally and financially beneficial. His guidance in harnessing solar energy helps reduce carbon footprints and save on energy costs.

Hardeep’s focus on building long-lasting relationships makes him a trusted advisor in the Sacramento community. His personalized service and expertise in mortgages and solar solutions guarantee well-informed decision-making for clients.

Beyond his professional life, Hardeep actively participates in local events and supports charitable causes. He enjoys exploring Northern California’s outdoors, spending time with family, and staying current on industry trends to enhance his skills.

Choosing Hardeep Rai means partnering with a dedicated expert prioritizing your best interests, guiding you every step towards homeownership and sustainability goals. Reach out to Hardeep today for a truly professional and committed experience.

About Xome

Welcome to Xome Home Loans, where your journey to homeownership begins. At Xome, we understand that buying a home is more than a transaction; it’s a significant milestone and a personal investment in your future.

Xome Home Loans is committed to providing a seamless and transparent mortgage experience. We believe that the path to homeownership should be accessible, straightforward, and tailored to your unique needs. Our team of experienced professionals is dedicated to guiding you through the lending process with expertise and care.

Join us at Xome Home Loans, where we turn your homeownership dreams into reality. Experience the difference of a mortgage partner that values your journey as much as you do.

Core Competencies

Whether you’re a first-time homebuyer looking for the perfect mortgage solution or a homeowner interested in harnessing the power of solar energy, Hardeep is here to guide you every step of the way.

First Time Homebuyers

Expert guidance and support for first-time homebuyers, ensuring a seamless and stress-free mortgage process.

Cash Out Refi's

Unlock the equity in your home with cash-out refinancing, providing you with the funds you need for home improvements, debt consolidation, or other financial goals.

Solar Consulting

Maximize your energy savings and reduce your carbon footprint with comprehensive solar consulting services.