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This Licensee is performing acts for which a real estate license is required Xome Home Loans – Hardeep Rai is licensed by the Bureau of Real Estate. NMLS: 648536 and BRE: 1914431 Loan Approval is not guaranteed and is subject to lender review of information. Loan is only Approved when the lender has issued an approval in writing. Specified rates are subject to change with market conditions. Xome Home Loans – Hardeep Rai is an Equal Opportunity Mortgage Broker. Xome Home Loans – Hardeep Rai is approved to originate VA and FHA loans, and has the ability to broker FHA and VA loans to approved lenders. Xome Home Loans – Hardeep Rai is not acting on behalf of or at the direction of HUD/ FHA or VA. The Services referred to herein are not available outside California.